Category: Investment

Apartment Investment and Management Company (AIMCO or “the business”) is a genuine estate investment trust (REIT) and an operator of apartment properties within the US. Additionally, the corporation is engaged in providing property management and asset management services. The company primarily operates inside US. It is headquartered in Denver, Colorado and employed 3,500 people in financial year (FY) 2009. The company recorded revenues of $1,195.7 million through the financial year ended December 2009 (FY2009), a decrease of 3.8% over 2008. The operating profit of AIMCO was $110 million in FY2009, a growth of 89.7% over 2008. The net loss with the company was $114.8 million in FY2009, compared to net profit of $351 in 2008.

If we use both enterprise value and equity value multiples, we’ll come up having a range of values for both their enterprise value and its particular equity value. So what will be the best multiple to look at? It varies from industry to industry and may even change as time passes. The EBITDA multiple is usually a fantastic one, nevertheless for financial services companies, an equilibrium sheet multiple might be more appropriate.

Though most seek Gary Silversmith Wiki careers, few will succeed. There are only a lot of IPOs, mergers and leveraged buyouts that occur each year, therefore the industry can only support numerous jobs. Furthermore, you’ll find many peaks and troughs on this market, so even if you’ve got a job one full year, you may not have it the subsequent.

CME Group Inc. is a worlds largest futures exchange company. It offers a array of global products across all asset classes determined by interest rates. Equity indexes, foreign exchange, energy, agricultural commodities, metals, weather and real estate. It has been described as “The biggest financial exchange by The Economist. On July 2, 2012, S&P Capital IQ, a small business line from the McGraw-Hill Companies acquired London-based Credit market analysis Limited from CME Group.

We are all aware that a great investment banker salary is very attractive, but usually year end bonuses could make up the tastes ones earnings for that year. For example, a great investment banker that is making $100,000 per year being a base salary gets the potential to produce an additional $250,000 in bonuses. Of course many factors may play a role here, but it is not unusual to view a bonus of 2-3 times your salary. The more experience, education and certifications you’ve, the larger starting salary you will receive.

There is often a plethora of jobs in the finance industry. Many finance efforts are centered around several primary professions including commercial banking and investment banking. Naturally essentially the most common jobs fall within the two categories. Currently, greater popular in the two is investment banking. Consequently, essentially the most popular job roles in finance are positions inside the investment banking arena.

In terms of experience, bankers are ideally trying to find candidates with previous corporate finance experience. Such experience may be a pre-MBA stint being an analyst or perhaps a summer internship with a good investment bank. Firms also tend to value candidates with Big Four accounting experience, commercial banking experience and other positions which need significant contact with finance and accounting.

So all from the global players that be employed in Nigeria, it can be logical for a bank as ourselves to be banking them in the country. I think it is often a model we follow globally you may already know Citi is at over 100 countries. So it is our desire to ensure that we provide the same quality of service on the multinationals wherever they go within the world. So that is surely an area of expertise that people focus on. I think other than that we are very focused about the oil and gas sell for obvious reasons and we not just work with multinationals, we also assist several indigenous players and I think the way that is a is going, the indigenous players would be and more relevant.

New car park investment, income investing opportunity just launched by Experience International. Investors buy individual ‘Car Parking Spaces’ which are then leased back to an established car park management company that manages and rents the ‘parking space’ on the investors behalf. In return investors are rewarded with an initial 4 years guaranteed income renewable for an additional 4 years. Net yields are 10.00% in the first two years, 10.46% in year 3 and 11.00% in year 4 and are anticipated to surpass 12.00% by year 5.

The car park investment is part of an income generating asset (IGA) selection of products. It is a commercial property turnkey investment guaranteed to return high and stable yields along with sustained capital appreciation.

Our parking facility is part of a commercial business tower in Dubai’s new business zone ‘Business Bay’ which is currently undergoing a $30 billion US dollar development that will comprise of residential, commercial, and retail units that will accommodate over 300,000 people upon completion. The car parking investment facility services the building and provides spaces to tenants of the building.

A Colliers International report on 147 global CBD’s (Central Business Districts) rates for parking states the massive potential growth of parking rates in a Dubai CBD. A year on year comparison of median rates indicates that in 2008 the average monthly parking cost in Dubai was at $198.48 and in 2009 rose to $240 demonstrating a large 20% rise in just 1 year.

At the moment in Dubai it is about half the price for car parking costs compared to cities like Perth, Stockholm, Oslo and Copenhagen, and that Dubai will catch up these cities and at least equal their pricing structures heading towards the $1,000 per month mark sooner rather than later.

Covered / underground parking spaces in Dubai are in strong demand due to the extreme humidity and heat, and the high amount of cars as the main mode of transportation in the City makes car parks essential and necessitates their investment potential.

The Car Park Investment Exclusive provides an income investing opportunity in a complete and in operation car park facility for a business tower which has 80% more office space than the car park can actually provide, basically only 20% parking provision in relation to the building’s tenant capacity, therefore supply for parking in the business district cannot meet the strong demand.

Car Parks are a low entry level option for investors, presenting an inexpensive commercial property investment opportunity to earn 10.00%+ yields per annum guaranteed. Click here to access the exclusive car park investment report.

I have often seen people planning to Invest in bank Fixed Deposits rather than Equity related Mutual Funds inspite of the growing Indian Economy and rising stock market. Though the times are changing and people have started looking at Equity Investment schemes, but still its only the minority of people savings going into the equity market.

Indians are skeptic about investing in Equities. Reason behind so is lack of knowledge and general awareness of the benefits. One needs to understand that stock markets are the best way to benefit from a country which economy GDP is growing over 8.5% year on year. Stock market basically resembles a Nation’s financial condition which of India is going to get better n better.

Indian Money Is Way Too Conservative

Fact figures suggests that 48% of total American savings goes for investing in schemes related to equities. On the other hand the fact figure for Indian savings money routed to equities stands at a merely small total of just 2%. No wonder, both the Indian Government and leading Indian Stock Exchanges are always keen to generate interest and awareness within the common people indicating towards the benefit of investing in equities for the long term.

Its the lack of Financial Education which keeps Indian savings money away from the Equities, since they are not ever formally introduced to financial planning and Investing. Majority of people believes that small investors cannot earn money from stock market, which absolutely is just a myth and nothing more.

Indian Investors still prefers the traditional way of Investment like Fixed Deposits. In fact Fixed Deposits are so famous and traditional that, during daughters marriage, father often gifts Fixed Deposits!

What Is A Bank Fixed Deposit?

A fixed-income debt security issued by banks. A Fixed Deposit is like loaning the bank your money and in return, they pay you interest which is currently between 8-9.5% p.a.

At this interest rates your money will double approx in 7-8 years. Too less, too late? Read on

Why You Should Not Be Investing In Fixed Deposits?

The most unusual characteristic of a fixed deposit is that the funds cannot be withdrawn for a specified period of time which is usually 3 years since deposit for any reason.

Changes in the going interest rate may also rise to a point above and beyond the interest rate applied to existing deposits done with the banks. This means account holders are actually earning less interest with fixed deposits than with other types of products.

What is a Mutual Fund?

A Mutual Fund is a investment scheme maintained and run by professional fund managers working under the name of a Financial Institute or a Fund House. Money is being collected from different and many investors and then collectively put in a pool account from where the fund managers makes Buy and Sell trades according to there own group research and investment objectives.

Dalal Street people prefers you thinking that what they do with your money is some rocket science and you are absolutely not the right person to take your own financial decision so that they keep earning fat commissions for themselves you being entrusting them your hard earned money.

Though its a different case that of course you can also invest your money yourself with little bit of research and with the help of expert Indian stock advisory services like Winfromus which generates higher returns than the different Mutual Fund schemes.

But never the less, there are some real good fund managers out there too, doing what they are best at and most of the good names has been successfully generating 13-15% Compounded Annual Growth Returns (CAGR) since the past 5-6 years.

CAGR Projection over the next 3 years from Indian Stock Markets

Conservative projection suggests that the Indian markets can deliver CAGR of 15-18% over the next 3 years and optimistic like me expects 20% CAGR over the next 3 years with the right selected stocks and sectors.

20% CAGR is not just a dream, but it is also fundamentally backed by growing GDP, country’s financial condition and over all economical and business development which is on course and expected to grow at a descent pace.

Fixed Deposits Returns are Guaranteed, Mutual Funds Are Not – What about my money safety?

Well, for a matter of fact nobody can guarantee you returns while investing in equity via any possible way, since it involves risk. But theres a way to cut the risk virtually to Zero levels and still get benefited the most. The secret is Systematic Investment Planning (SIP).

Systematic Investment allows you to stay invested without worrying to time the markets or about the volatility we see in stock market. In fact SIP works out best when markets are volatile. The funda of systematic investing works on a simple formula invented by world’s most genius ever Albert Einstein – Power of Compounding.

While SIP, rupee cost averaging and compounding of returns/interest earned on principle over a period of time compounds together and puts significant impact on wealth creation over the long run and stock market being a cyclical asset, it is very likely that you will see a higher end where you may take profits and then go conservative.

Do you know how much money can be made on investment of just Rs 10,000/- per month at a CAGR of 20%? I have done the maths, here’s the result –

* Rs 10k/month Invested for 5 years at 20% CAGR to become 10 lacs
* Rs 10k/month Invested for 10 years at 20% CAGR to become 35 lacs
* Rs 10k/month Invested for 15 years at 20% CAGR to become 95 lacs
* Rs 10k/month Invested for 20 years at 20% CAGR to become 2.4 crore

Eventually In 25 years 10000/month @ 20% CAGR (compounded annual growth rate) to become 6.1 crores and in 30 years 10000/month @ 20% CAGR to become a whopping 15 crores. The longer you invest, the higher would get your returns.

Think Mature, Aim Higher, Plan and Set A Goal…

Fixed Deposits cannot generate the kind of returns stock markets will and theres no doubt about it. If you are young and want to Invest and grow your money big, equities are the way to go. Don’t be skeptic and look at the brighter side of investing in Stock Market, you don’t get such money making opportunity in a lifetime.

Returns of fixed deposits may not even beat Inflation rates, then whats the use of saving money in them and allowing money to sit idle to generate lesser returns on investment when a simple SIP in equities can do a better performance for your money? Think about it..

Happy Investing!!

Now a days Luxury Apartments are mushrooming in every nook and corner of the country starting from Metros to emerging cities and state capitals over the last few years. Bhubaneswar, the capital city of Odisha is today having many residential apartments and the number is growing every single day. This culture of apartments has invaded the city many years back. Bhubaneswar is now a fast developing city in almost every sector like IT, education and even real estate. This city has drawn the attention and presence of many big real estate companies to the city in no time.

Real Estate Properties in Odisha is the best option for investment as the prices will increase soon due to this developing state. As soon as the economic growth gets back its momentum, you can see the boom in the properties prices. In past few years the real estate values have already moved up to 200 percent, when compared to the values before 5-years.

The demand for apartments in Bhubaneswar is too high. The demand is not just for the budget apartments but the same enthusiasm is for the Luxury apartments in Bhubaneswar. Today, you can find all kinds of luxury like multiple swimming pools, clubhouses, play grounds, multiple indoor and outdoor sports facilities including lawn tennis courts, shopping complex, mini theatres, well equipped gymnasium, jogging track, spacious car parking and many more inside the Apartment premises itself. You dont have to cross the apartment boundary to get anything for you or your family. Many kinds of flats are available for sale in Bhubaneswar starting from single bedroom apartments to Premium 3 BHK Apartments, 2 BHK Luxury Apartments, Luxury Penthouses and many more.

You can now choose the Apartments as per your requirements like how many bedrooms you will need as per your family and also based on your budgets and preferred amenities. There are many advantages with staying a Luxury Apartment or society. The main advantage is the apt security. You will have round the clock security arranged for the apartments. You also have many other facilities like no power cut as there will be 24 hours power back up provided. 24 Hours water supply to everyone and also lifts are available. The advanced and posh specifications like vitrified tiling in all rooms, granite kitchen, stylish bathrooms with premium quality sanitary fixtures and plumbing ,aluminum sliding windows and aesthetically designed doors are also usually a part of these luxurious apartments.

There are many real estate companies who have made their place in the real estate field by offering the best flats and apartments in Bhubaneswar over several years and even decades. Z Estates is such a trusted name in real estate industry of Bhubaneswar, Odisha with over two decades of impeccable track record in delivering over a dozen of finely built apartments with great customer experience. Besides the regular packages and facilities they also come up with many extra offers and luxury facilities. Presently Z Estates in building the largest luxury condominium in Odisha Z1 near Patia on NandanKanan Road, Bhubaneswar, which is nearing completion of its first phase luxury apartments. Interestingly enough, this Z1 luxury apartment complex or condominium boasts of multiple swimming pools, clubhouses, lawn tennis, badminton and basketball courts, shopping mall with multiplex theatre, piped gas and many more modern facilities while having over 20 acres of open space with world class landscaping.

Now you dont have to buy an already constructed apartment, rather you can book the apartment slot and give or select your specifications, fittings and furnishing and the apartment would be made according to your choice and taste. Investing on luxury apartments is also a best option as the price will never depreciate. You always get good value with every passing day.

As of last year, finance and retirement experts suggest that approximately 2% of the nations $3 trillion in IRA investment is stashed in real estate and other non-traditional investment vehicles. If you’re considering using your IRA savings to invest in real estate, there are some excellent reasons that you should choose Philippine Condotel Investment real estate to drive your retirement portfolio into high profit margins.

Beth Collingz, PLC Global Marketing Director for the Lancaster Brand of Condotels in the Philippines, said Investing in foreign real estate is neither as risky nor as tricky as a lot of people would have you believe. While land and housing prices in the U.S. have soared astronomically in the past decade, the world real estate market is a far different story. It’s still possible to buy a preconstruction Condotel suite at Lancaster The Atrium located in Metro Manila, Philippines, for less than $50,000.

Lancaster Manila Atrium Tower A, Shaw Boulevard, Metro Manila, Philippines is a “Full Service” Condominium Hotel [“Condotel”] offering Studio, One, Two and Three Bedroom Suites for sale. To be completed and ready for turnover from December 2010, the Lancaster Suites Manila Atrium Tower II will provide unit owners with premier residential condo units with the option of enrolling their units in the Lancaster Condotel Rental Pool and earn Rental Incomes [at current purchase levels] of some 12-16% ROI per annum as Owner Non-Residents when not using their units through Condotel Management and reciprocal arrangement with Lancaster Cebu Resort Residences. This makes Lancaster Suites one of the Hottest Investment Opportunities in the Philippines.

The beauty of holding property in the Philippines is the low cost of property taxes and maintenance. A $50,000 Condotel suite may set you back $200 in property taxes per year, and maintenance costs are similarly low. When you add in the tax-protected status of investments made in your IRA, and the 12-16% returns through rental income through the Condotel advantage, you have an incredible ROI on a purchase of Philippine Condotel investment real estate enthused Collingz.

What’s the downside about owning Philippine Condotel Investment real estate as an IRA investment? You cannot reside at your investment property as long as the IRA retirement account is titled as the owner of the property. The self directed IRA rules about benefiting personally from your IRA investments are strict – you are not allowed to make use of any property owned by your IRA, or you risk losing its tax-protected status and worse yet you could face penalties from the IRS. You can, however, rent out your IRA investment for steady income – putting the profits and cash flow into your IRA, or sell your Philippine Real Estate Investment for immediate profit, as long as those profits remain inside the IRA.

If you’re looking for an unusual and high earning investment for your IRA, then take a serious look at owning Philippine Condotel investment real estate. It can help kick your IRA earnings into high gear.

Global Life Management, Inc., PLC Internationals Marketing Partner based in the U.S recently announced its Self-Directed IRA Affiliate Program Available to US buyers of the Lancaster Brand of Condo Hotels in the Philippines.

With the impending slowdown of the U.S. housing market and failing pension plans, many investors are turning to using their IRAs to invest in overseas properties and earn tax-free or tax-deferred income. This creates an outstanding opportunity for by offering self-directed IRAs to invest in the Lancaster Suites Atrium Tower preconstruction units.

With preconstruction property appreciating at some 20-30% per annum not only does the Real Estate Appreciation look good but the rental income is in excess of what many IRA and Pension Plans offer for the same or similar investment.

Jeffrey Clarke, President of Global Life Management, a company specializing in Philippine businesses and investments, is now offering its affiliate program to interested clients based in the U.S, announced that We handle all the paperwork, answer any client questions and can even setup a LLC driven IRA with checkbook control all for a price $1,775 less expensive than our major competitors.

We’re finding clients, who previously were undecided, are now very interested in using a Self-Directed IRA to purchase a Condo Hotel unit. Not only can they qualify for the 20% discount, in many cases, but they are excited to learn they can earn rental income tax-free or tax-deferred, saving them tax dollars on capital gains; says Jeffrey.

Beth Collingz says that many new investors are looking to replace failed pension plans and other future saving schemes with a solid investment in Real Estate. Clients are looking for investments that will give them an income for retirement as an alternative to traditional private pension plans that have failed. Most company pension plans are insufficient as are Government Pensions. Bank rates for Savings accounts are at record lows. Savvy investors are now looking for a more solid investment with potential for monthly income. Condotels in the Philippines fit the bill

This potential, high rates of rental returns from Condotel Investments, currently from 12% up to 16% per annum, opens up a huge market not traditionally looked at by Real Estate Agents and Brokers whom all so often run around looking for normal residential profile buyers without looking at the by far bigger picture of investments, investing and retirement. “We’re here to help our clients, educating our clients and advising them of emerging investment opportunities. Self-Directed IRAs and the Lancaster Suites Atrium Condotels, fit this bill exactly; adds Jeffrey.

GLM is a global investment consulting company, specializing in educating its clients on emerging investment opportunities, metals, currencies and self-directed IRAs