investment fraud (also called brokerage fraud) usually occurs when an advisor, a brokerage firm, or a stockbroker give advice to a client against the rules and regulations as decided by the Securities and Exchange Commission. You should not fall victim to deceitful brokers so better study the flimflams used by investment fraudsters and how you can steer clear of them, in this article.

Unfortunately, most of the investment fraudsters take aim at older people. Majority of the senior citizens have the features that fraudsters are searching for. These factors may be their sizeable savings accounts and the inclination to trust more effortlessly. If you fit in to this age bracket, be extra cautious. Invest your money directly with reliable companies, and avoid deceptive brokers unless you are adept at stock market and its nitty-gritty.

You should never sign any document without the presence of a legal representative you trust, particularly if you are not very learned about legalese and technical documentation. In case if you are reluctant to hire a lawyer, therefore you should do your homework in advance.

Watchfully reading and understanding contracts, terms of agreements, and policies that come attached with any investment documentation could prove to be an intelligent move.

Majority of fraudulent companies use the fine print of their contracts and agreements to deceive you. The most common tricks used by investment fraudsters are so-called Prime Bank Instruments. They practice to use the names of the worlds finest and high-status banks in efforts to make you invest your money. They act as if to pool your money with the money of other investors. Initially they may take you away by offering you good returns with the intention that you invest more and tell your acquaintances about it. In point of fact, the returns they offer you are money from their new victims. After one or two buncos, they will run away with all of your money.

If you feel you have discovered a company worth investing in, be careful. Look further into the companys financial conditions and stock position, at the very least. Ensure that that you are dealing with a legitimate company; hence you will not be cheated and scammed of your hard-earned money.

Let’s consider investing in a nationally renowned startup U.S. airline company such as Baltia Air Lines.

Baltia Air Lines, Inc. is a publicly traded New York corporation trading under the symbol “BLTA” on the OTC bulletin board. Baltia Air Lines is currently seeking approval from the U.S. Department of Transportation (D.O.T.) for the right to fly the only nonstop roundtrip flights from NY to St. Petersburg, Russia. The Company has everything in place and ready to go. Baltia has filed with the D.O.T. and has completed its manuals for submission to the FAA once they receive the go ahead from the D.O.T. Baltia’s upper management is extremely confident that the business model will generate substantial revenues and shareholder appreciation. The Company has projected that its first aircraft servicing the St. Petersburg market from JFK will generate on an annual basis gross revenues of more than $90 million with a 17% bottom line. The projections are based upon a conservative 57% passenger load factor and average ticket pricing of roundtrip flights from JFK to Pulkova, St. Petersburg. Passenger load factors should be significantly higher than 57% and at 40% passenger load the Company will break even. Plans to increase service to additional markets such as Riga, Kiev, Minsk and Moscow will add to the already exciting sales numbers of Baltia.

The New York – St. Petersburg market is enormous and rapidly expanding, connecting two major world-renowned cities with populations of 10 million and 6 million, respectively. Baltia’s nonstop service from New York’s JFK airport to St. Petersburg will take approximately 8 hours, as compared to foreign airlines with European connecting flights that take 11 to 18 hours.

That’s a huge difference for legions of business travelers and tourists who fly to St. Petersburg each year (the city has become one of the world’s seven hottest travel destinations as well as a major shipping hub).

Simply put, Baltia Air Lines will offer the fastest, most reliable, convenient and comfortable passenger service – as well as the fastest and most reliable air cargo and mail services.

Baltia is a fully reporting OTCBB company with 270 million common shares issued/outstanding, and 18 million shares in the float (prior to this offering). The company has no debt and no liabilities.

So, as you can see, investing into Baltia Air Lines has a lot of merit and a lot of promise.